Contact Us

Retirement and Pension Plans

Home / Retirement and Pension Plans

retirement pension Insurance

Secure Your Tomorrow — Enjoy a Stress-Free Retirement

Your retirement should be a time to relax, not worry about finances. A Retirement & Pension Plan helps you build a stable income stream for your post-retirement life, ensuring financial independence and peace of mind.

With PolicyMint, you can easily compare top retirement and pension plans, calculate your future returns, and invest smartly — all from one trusted platform.

What Is a Retirement & Pension Plan?

A Retirement Plan (or Pension Plan) is a long-term investment product that helps you accumulate savings during your working years and provides a steady income after retirement. These plans ensure you continue to enjoy your lifestyle and meet expenses even after your regular income stops.

Contact With Us
shape
shape

Request A Callback

Select Insurances
  • Car Insurance
  • Bike Insurance
  • Health Insurance
  • Term Insurance
  • Business Insurance
  • Family Health Insurance
men img

Key Benefits

Financial Independence

Enjoy regular income after retirement.

Wealth Accumulation

Build a strong financial corpus through long-term investments.

Guaranteed Payouts

Choose plans with assured monthly or yearly income.

Tax Savings

Get deductions under Section 80C and tax-free returns under 10(10A).

Flexible Options

Choose between deferred or immediate pension plans.

Family Protection

Many plans offer death benefits to ensure your loved ones are cared for.

retirement pension Insurance

Why Choose a Retirement Plan from PolicyMint?

Our platform offers:

  • 01 Expert comparisons from trusted insurers
  • 02 Instant premium and income projections
  • 03 Flexible investment options
  • 04 Easy online purchase — no paperwork, no stress

Plan Your Retirement in 4 Simple Steps

arrow
icon 01

Compare Plans

Explore pension and retirement options from top insurers.

arrow
icon 02

Calculate Returns

Use PolicyMint tools to estimate your future income.

arrow
icon 03

Select a Plan

Choose the plan that fits your lifestyle goals.

icon 04

Get Covered Instantly

Complete the process online — quick, secure, and paperless.

Frequently Asked Questions

A Retirement or Pension Plan is a financial product that helps you save and invest systematically during your working years, so you can enjoy a steady income after retirement. It ensures financial independence and stability even when your regular salary stops.

You invest a fixed amount regularly during your earning years (accumulation phase). After retirement, you start receiving a regular income (annuity phase) based on the corpus you’ve built. This income continues for a fixed period or for life, depending on your plan type.

The earlier, the better. Starting in your 20s or 30s gives you more time to accumulate wealth and earn higher returns, ensuring a comfortable retirement corpus.

It depends on your lifestyle, expenses, and expected retirement age. A general rule is to invest 10–15% of your annual income toward retirement savings. You can also use PolicyMint’s calculators to estimate your future needs.

Some pension plans allow partial withdrawals after a minimum lock-in period, especially for emergencies. However, withdrawing early may reduce your final pension amount.